Having a good credit score gives people an advantage when it comes to getting higher credit limits, lower interest rates, and qualifying for loans—particularly mortgage loans. It is not impossible to buy a house with bad credit, but it will be more challenging.
If you want to do everything possible to sell your house quickly— and for the most money — it’s worthwhile to consider having an open house. Potential buyers need to experience firsthand what homes have to offer in person. An open house offers a pressure-free atmosphere for doing just that. An experienced agent will promote your event and will be there to greet attendees and offer all the information they need.
It’s no secret that letting go of the family home is hard for aging parents. With so many memories of kids running up and down the steps and tossing footballs in the yard, many seniors remain in a house that has more room than they need—and more maintenance than they can handle. What’s more, moving in the golden years can be overwhelming. Decluttering and packing is a huge job, and securing a mortgage after retirement is intimidating on a fixed income.
There is a lot of advice online for people going from renting to buying their first home—or juggling buying and selling a house at the same time. But what about homeowners who are ready to say goodbye to homeownership?
While April and May are great months to put a home on the market, selling a house in spring is not the only option. The St. Louis area is still a seller’s market, which means buyers are out there all year long waiting for the right home to become available.
It’s no surprise that some sellers don’t want to leave their appliances behind when moving to their next home. After all, they may have recently purchased an innovative smart fridge or a double oven they always dreamed of, and aren’t quite ready to say goodbye to it. But selling a house without a refrigerator, stove, or dishwasher might be a big turnoff for buyers – particularly if they expect the house to come with appliances.
It’s no surprise that one of the main questions real estate agents get this time of year is “Can I sell my house during the holiday season?” People are busy shopping, baking, and throwing parties – and it does require extra effort to keep a bustling house picked up and ready to show at the drop of a hat.
It is commonly known that a lot of debt can stand in the way of getting a good mortgage rate. And owing too much could prevent someone from getting a home loan at all. But what if you’re in the process of trying to reduce your debt payments? For example, does debt consolidation affect buying a home?
When most homeowners commit to selling a house, they plan to walk away with a profit. Ideally, the asking price is more than what they bought it for, allowing them to pay off their remaining mortgage and have a down payment for their next purchase. But selling a house is not as simple as sticking a sign in the yard and accepting a check from a buyer.
Buyers expect to move into a house that is clean and empty. And those selling a home often add a thorough cleaning to their to-do list. Most get a head start on cleaning to get the home ready to put on the market.
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